Rule 1: If it's wet, it's not done.Rule 2: Read the thing before you sign the thing.Rule 4: Never trust a number you can't see the math on.Rule 5: Ballpark beats blank.Rule 6: Don't count umbrella or excess.Rule 8: A captive is a long game. If you need a quick fix, that's a different aisle.Rule 9: If the explanation takes forty minutes, somebody's hiding something. Or they're a lawyer. Sometimes both.Rule 10: You're not overpaying alone.Rule 1: If it's wet, it's not done.Rule 2: Read the thing before you sign the thing.Rule 4: Never trust a number you can't see the math on.Rule 5: Ballpark beats blank.Rule 6: Don't count umbrella or excess.Rule 8: A captive is a long game. If you need a quick fix, that's a different aisle.Rule 9: If the explanation takes forty minutes, somebody's hiding something. Or they're a lawyer. Sometimes both.Rule 10: You're not overpaying alone.
The Captive Census · Gulf Coast first
You're not overpaying alone.
You're not overpaying alone. I'm Hank. I run the Huddle. Eight quick questions and you'll know if contractors like you are already lining up. Don't count umbrella or excess.
Hardhat Huddle is a study, not an insurance agency. Nothing gets sold or bought here. A captive isn't right for every contractor: it takes a deposit up front, you share risk with other crews, and a bad year costs you. We'd rather you hear that from us first.